Interest Free

gem_visa_interest_freeIntroducing Gem Visa

Get the treatment you want – NOW!

Minchinbury No Gap Dental now offers a payment option including 6 months interest free.

Application is an easy process, and we've included the application form as a download so you can complete it ahead of your visit.

What is Gem Visa?

Gem Visa is a flexible payment program, specifically designed for your healthcare expenses. This makes is easier for you and your whole family to get the treatment you want and need, without delay…


Benefits of Gem Visa

  • The ability to get the treatment you want or need, when you want it
  • Access to a payment plan that can be used by the whole family for ongoing treatment without having to reapply
  • A convenient way to pay for elective treatment
  • Pay for outstanding amounts not covered by your Health Insurance
  • One-time only application. No need to reapply for additional treatments
  • One simple statement and monthly payment
  • A variety of payment methods to suit your needs including direct debit, BPAY™, by mail or in person by using the Service ATM at Coles Supermarkets*
  • A choice of Interest Free and Extended Payment options


Interest Free Plans*

  • 6 months Interest Free available
  • 6 months interest free available only with a min of $1000 spend in each separate transaction
  • No interest if the balance is paid within the specified interest free period
  • Low minimum monthly payments (3{0c7c5910df4a716bf29fa86a088aff7e6707a2ee49a6a281261cb84012ef701f} of the total closing account balance or $40, whichever is greater)
  • Ability to make additional repayments or payments greater than the requested 3{0c7c5910df4a716bf29fa86a088aff7e6707a2ee49a6a281261cb84012ef701f} minimum during the Interest Free promotional period without any penalties

* Available to approved applicants. Conditions apply. Fees and charges are payable. Interest is payable after any interest free period.

Patient Payment Plans available from


Specifically designed for clients having Medical & Cosmetic treatments

  • Payment plans up to $50,000
  • No stress – the whole process is managed privately by our Consultants
  • Up to 7 year terms
  • Flexible options – any additional repayments or rebates from Medicare/Private Health can be added back on to the payment plan at no extra charge
  • Fast efficient approvals, simply apply online

To go directly to the Mac Credit application and apply click here   

Credit Representative 484002 is authorised under Australian Credit licence 389087

Terms & Conditions:

  • Speak to MAC CREDIT for a formal quote based on your circumstances and for the full terms and conditions.
  • A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.